Free gift QR code scams are a new spin on phishing. Scammers place fake QR codes on posters, flyers, emails, or social media ads claiming to offer a free gift, coupon, or reward. When scanned, the code directs victims to a fraudulent website that captures personal or financial information or installs malware on their device.

How the Scam Works

Criminals may design fake ads or posters that mimic real businesses. The QR code included leads to a realistic-looking site that asks users to “redeem” their free gift by entering their name, credit card number (for “shipping”), or other sensitive details. In some cases, simply scanning the code triggers a malicious download. Scammers then use the stolen data for identity theft or unauthorized purchases.

Example of the Scam in Action

Jamie spotted a flyer at a gas station offering a “Free $25 Coffee Gift Card” by scanning a QR code. The website looked real, so she entered her name, email, and debit card info to cover a “small $1 processing fee.” Days later, Jamie saw multiple unauthorized charges on her account. The free gift was a scam.

Tips to Protect Yourself From the Free Gift QR Code Scam

• Avoid scanning random QR codes. QR codes can easily be fake or tampered with.
• Check the destination URL before entering information. Many phones preview the web link; look closely at the URL for typos or suspicious domains.
• Don’t provide personal or payment info to claim free items. Legitimate giveaways rarely ask for sensitive details just to receive a gift.
• Use QR scanner apps with security filters. These apps can help flag suspicious or malicious QR codes before they do you harm.
• Report suspicious QR codes to the business or venue. If a QR code looks out of place or seems too good to be true, let someone know.

If You Think You’ve Been Scammed

To avoid falling victim to free gift QR code scams, follow these essential tips:

• Contact us and any other financial institution you work with. If your account information has been compromised or if you have mistakenly given money to a scam, let us know.
• Report the scam to the FTC. File a report with the Federal Trade Commission at ReportFraud.FTC.gov. You should inform your local law enforcement as well.
• Report the scam to the state attorney general. You can find contact information for your state at NAAG.org.
• Warn others. Share your experience with friends, coworkers, or community groups to prevent others from falling into the same trap.