What is financial literacy and why does it matter?
Financial literacy helps individuals make informed decisions about saving, borrowing, investing, and protecting their money.

Are Know & Grow programs free?
Yes. Our educational resources and workshops are offered as part of our commitment to serving our communities.

Can schools request a financial literacy presentation?
Absolutely. Our team partners with local schools and organizations throughout western Ohio. Get started here.

How do I get started?
Start by exploring the topics that matter most to you or contact us for guidance.

We’ve designed these free guides to help you navigate financial learning and success at every age.

• Beginner’s Guide to Money: This fun and engaging guide is designed to help children ages 9-12 understand essential financial concepts.
  

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• Teenagers’ Guide to Money Management & Fraud Prevention: Learning sections include creating a budget, setting savings goals, healthy credit and borrowing habits, and fraud prevention.
  • Download Teen Money Guide
  • Download Teen Fraud Guide
    

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• First-Time Homebuyer’s Guide: In this guide, we’ll help you prepare for and understand each step of the homebuying process so you can be empowered to make smart decisions.
  

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• Understanding Home Equity Loans: A home equity loan may be a good fit if you need a one-time lump sum, while a HELOC offers flexibility for ongoing expenses or projects. The right choice depends on your goals, budget, and how you plan to use the funds. Download our free Home Equity Guide for a clear, easy-to-understand comparison of both options.
  

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• Buying Your First Car: In this guide, we’ll walk you through every step of buying your first car – from setting a budget and exploring financing options to understanding insurance, negotiating, and finalizing your purchase
  

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• The Money Playbook for Your First Real Job: In this guide, we’ll walk you through the key financial steps that come with starting your first real job, from understanding your paycheck and creating a budget to building savings, managing debt, and making smart everyday money decisions.
  

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• Retirement Planning for Young Adults: This guide will demystify retirement planning, breaking it down into manageable, actionable steps that align with your current lifestyle and future aspirations.
  

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• Retirement Planning for Those Over 50: This guide offers a comprehensive road map for navigating the financial transition into retirement, addressing critical steps of projecting income, managing healthcare costs and establishing a legacy plan.