Agriculture is more than an industry, it’s a way of life, and the backbone of many of our local communities. At Minster Bank, we know farming requires hard work, long hours, and smart financial decisions. From planting to harvest, livestock care to equipment upgrades, every season brings new challenges and opportunities. That’s why we’re committed to supporting farmers and agribusiness with flexible agricultural loan solutions designed to meet their unique needs.

A Bank That Understands Farming

For over a century, Minster Bank has partnered with farmers and rural businesses across the region. We don’t just see a loan application – we see the people behind it: families who have worked the land for generations, young farmers eager to carry on tradition, and agribusiness owners who fuel local economies.

Because we understand the cycles of agriculture, we structure financing that works with your operation, not against it. Whether you’re dealing with seasonal cash flow, investing in equipment, or buying more acreage, our lending team is here to provide guidance and solutions that fit.

“Minster Bank knows this area and understands farming is our livelihood. They know our background here at the farm. We aren’t just a number, and I respect that” – Dan Klosterman, local farmer

Loan Options for Every Operation

No two farms are alike, which is why we offer a wide range of agricultural loan options:

• Operating Loans: Cover day-to-day expenses like seed, feed, fuel, and fertilizer, with repayment structured around your income cycles.
• Equipment Loans: Finance tractors, combines, and other machinery to keep your operation efficient and competitive.
• Real Estate Loans: Purchase or refinance farmland and agricultural properties, with terms designed for long-term growth.
• Livestock Loans: Support herd expansion or upgrades to facilities that improve care and productivity.

Each loan is tailored to your farm’s size, goals, and financial situation, ensuring that you get the resources you need to succeed without added strain.

Local Decisions, Lasting Relationships

At Minster Bank, loan decisions are made locally, by people who know the community and understand agriculture. Our lenders don’t just review numbers, they take the time to walk fields, visit barns, and listen to your story. This hands-on approach means you’re not just another customer; you’re a partner.

Because of these close relationships, many farm families work with Minster Bank for generations. As operations grow and evolve, our lending solutions grow with them, adapting to changing needs while keeping the focus on long-term success.

More Than Loans: A Full Suite of Services

While loans are at the heart of what we provide for farmers, Minster Bank also offers additional tools to strengthen your business. Digital banking and cash management solutions simplify finances, while fraud protection services help safeguard your hard-earned income. With checking, savings, and retirement planning options, you can manage both your farm and your family’s financial future in one trusted place.

Growing Together

Farming is unpredictable – weather, markets, and costs can shift overnight. Having a strong banking partner provides stability you can count on through good seasons and challenging ones. Minster Bank is proud to walk alongside our agricultural customers, offering not just financial support but also the reassurance that comes from working with a bank rooted in the same communities you call home.

Planting the Seeds for Your Future

At Minster Bank, we believe in more than loans, we believe in strengthening the future of farming. Whether you’re expanding acreage, upgrading equipment, or simply preparing for the next planting season, our agricultural lending team is here to help.

Visit your local Minster Bank office or connect with one of our lenders today to learn how we can support your farm’s growth. Together, we’ll plant the seeds for a stronger tomorrow.