When you’re building your financial future, having the right credit card can make all the difference. From earning rewards on everyday purchases to establishing or rebuilding credit, Minster Bank offers a range of credit card options designed to fit your lifestyle, your goals, and your spending habits.

Whether you’re a college student just getting started, a young professional looking to earn rewards, or someone who loves to travel, there’s a Minster Bank credit card that’s build for you.

Zero+ Card: Lock in a Low Rate & Earn Rewards

If you’re looking for a smart, simple way to manage your spending, the Zero+ Card is a great place to start. Enjoy a 0% introductory APR for 24 billing cycles on purchases and balance transfers, giving you time to pay down balances interest-free.

Plus, you’ll earn cash back and exclusive perks, including:

• 4% cash back on prepaid travel booked directly in the Rewards Center
• $15 annual statement credit after 11 consecutive months of purchases
• Cell phone protection (up to $600 reimbursement) when you pay your monthly bill with your card
• A $0 ExtendPay Plan option every year to help manage larger expenses

It’s a flexible, rewards-rich choice that keeps your spending manageable while giving you valuable benefits.

Everyday Rewards+ Card: Earn Points Where You Spend Most

For young adults who spend on food, gas, and entertainment, the Everyday Rewards+ Card offers rewards that truly adds up.

With this card, you’ll earn:

• Up to 4X points on dining, takeout, and restaurant delivery for your first $2,000 in purchases each quarter
• Up to 2X points at grocery stores, gas stations, EV charging stations, and eligible streaming services
• Receive 15,000 bonus points (worth up to $150) when you spend $500 within your first 90 days

It’s the perfect all-around card for everyday spending and rewards.

Max Cash Preferred Card: Cash Back Your Way

If cash back is your top priority, the Max Cash Preferred Card gives you the freedom to earn more in the categories that matter to you.

• 5% cash back in two categories you choose (like gas, groceries, or utilities)
• 2% unlimited cash back in one everyday category of your choice
• 1% cash back on all other purchases
• $150 bonus when you spend $500 in the first 90 days

It’s a flexible card that helps you make the most of your everyday spending.

Travel Rewards+ Card: Reward Every Adventure

Love to travel or plan to see the world soon? The Travel Rewards Card turns every trip into an opportunity to earn.

• 4X points on travel, gas, entertainment, and recreation
• 25,000 bonus points (worth up to $250) when you spend $2,000 in the first 120 days
• Complimentary Priority Pass™ Select Membership, giving you access to over 1,700 airport lounges worldwide

With no annual fee for the first year and premium travel benefits, it’s perfect for those who want to earn more from their adventures.

Reserve Rewards+ Card: Premium Perks and Exclusive Rewards

For those who want to take rewards to the next level, the Reserve Rewards+ Card offers luxury-level benefits:

• 50,000 bonus points (worth up to $500) when you spend $4,500 in the first 90 days
• 6X points on prepaid travel booked directly in the Rewards Center
• 2X points on all other purchases
• Complimentary Priority Pass™ airport lounge access

This card is ideal for young professionals or frequent travelers who want premium rewards and experiences.

College Real Rewards Card: Build Your Financial Foundation

Starting to build your credit? The College Real Rewards Card is perfect for establishing a solid credit history responsibly.

• 1.5 points for every $1 spent
• 2,500 bonus points after your first purchase

This card can help you build strong financial habits that will benefit you for years to come.

Choose the Card That Fits You Best

At Minster Bank, we understand that your financial journey is unique, and your credit card should be, too. Whether you want cash back, travel perks, or a simple way to build credit, we have the right card to help you reach your goals with confidence.