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Under the Fair Credit Reporting Act (FCRA), Equifax, Experian, Innovis, and TransUnion, are permitted to include your name on lists used by creditors or insurers to extend offers of credit or insurance. The FCRA also allows you the ability to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for offers of credit or insurance that are not initiated by you. Your inclusion on this list is not initiated by Minster Bank and Minster Bank receives no benefit nor has the ability to prevent inclusion on the list. To learn more about your “Opt-Out” options and to exercise your “Opt-Out” visit https://www.optoutprescreen.com/