2026 Welcome Home Program
Take advantage of this special program for first-time homebuyers in the state of Ohio.
2026 Welcome Home Program
Take advantage of this special program for first-time homebuyers in the state of Ohio.
Details Coming Soon!
The Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) offers limited grant funds to income-eligible homebuyers to help with down payment and closing costs through the Welcome Home Program. Grant amounts for the 2026 program will be announced in January, but funds are reserved on a first-come, first-served basis starting April 6, 2026. Once funds are claimed, they are gone. Subject to qualifications and credit approval.
Don’t wait! Submit your information below to get connected with a local mortgage expert and be ready to act when reservations open.
Be Ready to Go
Complete the form below and a member of our lending team will help you get prepared.
Be Ready to Go
Complete the form below and a member of our lending team will help you get prepared.
Today’s Featured Rates on Conventional Loans
Get The Ultimate Homebuyers Guide
Everything you need to know before you buy your first home.
Veteran's Path to Homeownership
Zachary Giguere joined the Marine Corps immediately after graduating high school, and spent four years in the infantry, traveling around the world to countries including Bahrain and Jordan, before returning to the United States. He moved in with his parents upon his return but was eager for a place of his own. A local veteran from Miami County, Mr. Giguere achieved the dream of homeownership with the help of a $25,000 down payment assistance from the Welcome Home Grant.
Read More About Zachary
Get The Ultimate Homebuyers Guide
Everything you need to know before you buy your first home.
Veteran's Path to Homeownership
Zachary Giguere joined the Marine Corps immediately after graduating high school, and spent four years in the infantry, traveling around the world to countries including Bahrain and Jordan, before returning to the United States. He moved in with his parents upon his return but was eager for a place of his own. A local veteran from Miami County, Mr. Giguere achieved the dream of homeownership with the help of a $25,000 down payment assistance from the Welcome Home Grant.
From the Welcome Home Program, sponsored by Minster Bank and the Federal Home Loan Bank of Cincinnati. Limited time offer. Some restrictions apply. Beginning April 6, 2026. Borrower is required to reside in home for 5 years.
Closing Cost Promotion: Checking account is required to be open prior to loan closing to receive this offer. Minimum opening balance of $100. No minimum balance required for Free Checking. $500 off Closing Costs offer is valid for applications submitted for conventional purchase money mortgage transactions.. The $500 off Closing Casts will be applied at the time of loan closing as a Lender Credit. Loan applications must be submitted by April 30, 2026. Loan must close within 120 days of application date. All loans and lines of credit are subject to credit approval and compliance with underwriting standards.
