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Personal Loans

Whether you'd like to buy a home, car, vacation, or pay for an unexpected expense, Minster Bank can help you choose the best tools to make it happen.


  Find out what rates are doing... now and in the future.

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 Get a Personalized Rate Quote or Apply for a Loan.

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Get to know the lenders, find what you need to get started, and do some calculations.

NMLS RegistryHomeowner ChecklistMortgage Calculators

Mortgage Programs

  • Conventional Fixed Rate Mortgage. Designed for easy monthly budgeting with low, fixed monthly payments, and interest rate that never increases. 
  • Adjustable Rate Mortgage. Lower initial interest rate and payments than other mortgage loans.1 The rates will adjust periodically with market conditions for remainder of loan term
  • Home Construction and Home Improvement Loan. Financing for the construction or renovation of a home. The loan is short- term and often converted to permanent financing at the end of the construction period. During construction, only interest payments are required. 
  • Home Equity and Home Improvement Loan is based on the amount of equity in your home. These loans are ideal for borrowers who have a specific need and wish to repay in regular monthly payments over an extended period of time.  Interest is generally tax deductible.*
  • Home Equity Line of Credit is a flexible, revolving line of credit that allows you to borrow against the equity in your home in just the amounts that you need at the time you need it.
  • Residential Lot Loan is especially designed for the purchase of a residential lot. There are a variety of financing options available to accommodate your individual needs.
  • 1-4 Family Investment Property provides financing for those interested in purchasing or refinancing a property for investment purposes.  Fixed and Adjustable Rate Mortgages available. 

  • Government Loans (with benefits including up to 100% financing & less than perfect credit)
    • Veteran's Administration (VA) Mortgage Program
    • Federal Housing Administration (FHA) Mortgage Program
    • Rural Development Mortgage Program. 

 All mortgage loans are subject to credit approval. *See tax advisor for specific rules concerning tax deductibility.

1Federal Home Loan Bank indexes used for adjustable rate mortgages. View FHLB Rates.

Personal Loans

  • Auto Loans - For purchase or repairs
  • Personal Loans - Vacation, unexpected expenses, personal projects
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Small Business

We have the tools you need to get and keep your business running.

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Get everything you need for buying your new or next home!

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Mobile Banking

24/7 access to your accounts couldn't be any easier.

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