Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
Search icon

Personal Loans

 

Whether you'd like to buy a home, car, vacation, or pay for an unexpected expense, Minster Bank can help you choose the best tools to make it happen.

 

  

A $5,000 home grant is available March 1, 2018.  

Read More

 

Mortgages

 

  Find out what rates are doing... now and in the future.

 
View Today's RatesRate Watch
 


 

 Get a Personalized Rate Quote or Apply for a Loan.

 
 Customized QuoteApply for a Loan
 

 

 

Get to know the lenders, find what you need to get started, and do some calculations.

 
NMLS RegistryHomeowner ChecklistMortgage Calculators
 


 

Mortgage Programs

 
  • Conventional Fixed Rate Mortgage. Designed for easy monthly budgeting with low, fixed monthly payments, and interest rate that never increases. 
  • Adjustable Rate Mortgage. Lower initial interest rate and payments than other mortgage loans.1 The rates will adjust periodically with market conditions for remainder of loan term
 
  • Home Construction and Home Improvement Loan. Financing for the construction or renovation of a home. The loan is short- term and often converted to permanent financing at the end of the construction period. During construction, only interest payments are required. 
  • Home Equity and Home Improvement Loan is based on the amount of equity in your home. These loans are ideal for borrowers who have a specific need and wish to repay in regular monthly payments over an extended period of time.  Interest is generally tax deductible.*
  • Home Equity Line of Credit is a flexible, revolving line of credit that allows you to borrow against the equity in your home in just the amounts that you need at the time you need it.
  • Residential Lot Loan is especially designed for the purchase of a residential lot. There are a variety of financing options available to accommodate your individual needs.
  • 1-4 Family Investment Property provides financing for those interested in purchasing or refinancing a property for investment purposes.  Fixed and Adjustable Rate Mortgages available. 
 
  • Government Loans (with benefits including up to 100% financing & less than perfect credit)
    • Veteran's Administration (VA) Mortgage Program
    • Federal Housing Administration (FHA) Mortgage Program
    • Rural Development Mortgage Program. 
 

 All mortgage loans are subject to credit approval. *See tax advisor for specific rules concerning tax deductibility.

 
1Federal Home Loan Bank indexes used for adjustable rate mortgages. View FHLB Rates.
 

Personal Loans

  • Auto Loans - For purchase or repairs
  • Personal Loans - Vacation, unexpected expenses, personal projects
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
 

Small Business

We have the tools you need to get and keep your business running.

Learn More



Mortgages

Get everything you need for buying your new or next home!



Two businessmen looking over paperwork.

Mobile Banking

24/7 access to your accounts couldn't be any easier.

Learn More











Stay Up-To-Date

To receive updates on promotions, specials, offers and events, sign up below and stay in touch!