Whether you'd like to buy a home, car, vacation, or pay for an unexpected expense, Minster Bank can help you choose the best tools to make it happen.
Mortgages
Find out what rates are doing... now and in the future.
Get a Personalized Rate Quote or Apply for a Loan.
Get to know the lenders, find what you need to get started, and do some calculations.
Mortgage Programs
- Conventional Fixed Rate Mortgage. Designed for easy monthly budgeting with low, fixed monthly payments, and interest rate that never increases.
- Adjustable Rate Mortgage. Lower initial interest rate and payments than other mortgage loans.1 The rates will adjust periodically with market conditions for remainder of loan term
- Home Construction and Home Improvement Loan. Financing for the construction or renovation of a home. The loan is short- term and often converted to permanent financing at the end of the construction period. During construction, only interest payments are required.
- Home Equity and Home Improvement Loan is based on the amount of equity in your home. These loans are ideal for borrowers who have a specific need and wish to repay in regular monthly payments over an extended period of time. Interest is generally tax deductible.*
- Home Equity Line of Credit is a flexible, revolving line of credit that allows you to borrow against the equity in your home in just the amounts that you need at the time you need it.
- Residential Lot Loan is especially designed for the purchase of a residential lot. There are a variety of financing options available to accommodate your individual needs.
- 1-4 Family Investment Property provides financing for those interested in purchasing or refinancing a property for investment purposes. Fixed and Adjustable Rate Mortgages available.
- Government Loans (with benefits including up to 100% financing & less than perfect credit)
- Veteran's Administration (VA) Mortgage Program
- Federal Housing Administration (FHA) Mortgage Program
- Rural Development Mortgage Program.
All mortgage loans are subject to credit approval. *See tax advisor for specific rules concerning tax deductibility.
1Federal Home Loan Bank indexes used for adjustable rate mortgages. View FHLB Rates.
Personal Loans
- Auto Loans - For purchase or repairs
- Personal Loans - Vacation, unexpected expenses, personal projects
- Repayment terms customized to fit your unique needs
- Local decision-making and processing
- Attentive, friendly service from start to finish
