Whether you'd like to buy a home, car, vacation, or pay for an unexpected expense, Minster Bank can help you choose the best tools to make it happen.
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- Conventional Fixed Rate Mortgage. Designed for easy monthly budgeting with low, fixed monthly payments, and interest rate that never increases.
- Adjustable Rate Mortgage. Lower initial interest rate and payments than other mortgage loans.1 The rates will adjust periodically with market conditions for remainder of loan term
- Home Construction and Home Improvement Loan. Financing for the construction or renovation of a home. The loan is short- term and often converted to permanent financing at the end of the construction period. During construction, only interest payments are required.
- Home Equity and Home Improvement Loan is based on the amount of equity in your home. These loans are ideal for borrowers who have a specific need and wish to repay in regular monthly payments over an extended period of time. Interest is generally tax deductible.*
- Home Equity Line of Credit is a flexible, revolving line of credit that allows you to borrow against the equity in your home in just the amounts that you need at the time you need it.
- Residential Lot Loan is especially designed for the purchase of a residential lot. There are a variety of financing options available to accommodate your individual needs.
- 1-4 Family Investment Property provides financing for those interested in purchasing or refinancing a property for investment purposes. Fixed and Adjustable Rate Mortgages available.
- Government Loans (with benefits including up to 100% financing & less than perfect credit)
- Veteran's Administration (VA) Mortgage Program
- Federal Housing Administration (FHA) Mortgage Program
- Rural Development Mortgage Program.
All mortgage loans are subject to credit approval. *See tax advisor for specific rules concerning tax deductibility.
- Auto Loans - For purchase or repairs
- Personal Loans - Vacation, unexpected expenses, personal projects
- Repayment terms customized to fit your unique needs
- Local decision-making and processing
- Attentive, friendly service from start to finish