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Personal Certificates of Deposit

If you're looking for a competitive rate and a secure way to invest, our Certificates of Deposit or CDARS® may be the perfect way for you to meet your financial goals. Minster Bank offers a variety of terms and rates to help you find the perfect fit with one of these fixed investments.

If you have a question and want to talk with a live person you can talk to and trust, we are a phone call away.


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Certificates of Deposit
CDARS®
This savings plan is ideal if you are looking for...
Funds to set aside for a period of time & earn a guaranteed rate of return Coverage beyond FDIC*
How is interest compounded?
Daily
Daily
How is interest determined?
Fixed Rate
Based on tiers:
$1,000-$9,999
$10,000-$99,999
$100,000 or more
Fixed Rate
Based on tiers:
$50,000-$99,999
$100,000 or more
How often is the interest paid?
Semi-annually
or annually if CD is under $10,000.
Monthly, Quarterly, Semi-Annually, or
Annually if CD is $10,000 or more
At Maturity, Month end, Quarter end,
Semi-Annually, or Year end
What are the terms or time frame required?
6 months to 5 years 4 weeks to 3 years
What is the minimum to open the account?
$1,000
$50,000
Any charges?
Interest penalty may apply for early withdrawal Interest penalty may apply for early withdrawal



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