With more people than ever conducting business, shopping and seeking entertainment online, it’s critical that you keep your personal information safe. Get tips and resources from Minster Bank here.
Identifying and Preventing Scams
Look out for suspicious email and text messages, medical supply scams and fraudulent donation sites that may impersonate a company, charity or government agency. The intent is to convince you to share sensitive information such as user names and passwords, make purchases or donations on spoof websites or download malware onto your device by opening a malicious attachment.
Minster Bank will never ask you for your personal information or login credentials in an email or text message. If you receive a suspicious email or text message, don't respond, click on any links or open attachments. Verify the authenticity of any website before making a purchase or donation. Here are some helpful resources on this topic:
- Federal Trade Commission: Report Identity Theft and Get a Recovery Plan
- American Bankers Association: Banks Never Ask That
- State of Ohio: Security Breaches and Compromise of Personal Information
Did You Know?
You can request a free credit report once every year from the three credit bureaus. It’s a good idea to check on your credit annually to make sure there are no surprises or charges you didn’t authorize.
Visit annualcreditreport.com/ to request your free report.
Keeping our clients’ funds protected and accessible is our top priority. Minster Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which protects all depositors in the amount of $250,000 per depositor (including non-interest bearing transaction accounts), for each account ownership category, including:
- Checking Accounts
- Savings Accounts
- Certificates of Deposits (CDs)
Learn more about protecting your identity and see what to do if you suspect fraud here.