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Frequently Asked Questions

Get Answers Here

We’ve curated a list of commonly asked questions and answers to better assist you. If you cannot find what you’re looking for, please call us at 866-646-7837.

Why should I choose Minster Bank?

Minster Bank has been helping people achieve their financial dreams for over 100 years. We prioritize building a quality relationship with each of our clients. So, whether you’re looking to conveniently access your money, save for retirement, or finance your new home or car, we truly want to help you.


Learn more about us >>

How does the bank support the community?

Minster Bank takes the community in community banking seriously. Our contributions are a pledge of our commitment to making our local communities a better place to live and work. We make a meaningful impact on our communities through direct financial support, in-kind donations, support of charitable initiatives and more. 


Minster Bank is committed to reinvesting in our communities to serve low- and moderate-income populations. We also proudly support our local high school students by awarding financial scholarships to ten graduates each year.

What kind of checking account is best for me?

Minster Bank offers four checking account options so you can choose which account works best for you. We can help you determine which account will help you achieve your goals. Checking account services include access to surcharge-free ATMs, mobile banking, online banking, bill pay, person-to-person payments and debit cards. 


Visit our checking account page for more information >>

What kind of savings account is best for me?

Minster Bank offers five savings account options so you can choose which account works best for you. We can help you determine which account will help you achieve your goals. Savings account services include access to surcharge-free ATMs, mobile banking, online banking, bill pay and person-to-person payments. 


Visit our savings account page for more information >>

What are the minimum balances for checking and savings accounts?

The minimum opening balance for each of our checking accounts is $50. Our free checking account does not require a minimum balance; however, our other checking account options have varying minimum balances to avoid fees. Find the details here.


The minimum opening balance for our regular savings accounts is $25, and the minimum balance to avoid fees for this account is $25 if under 18 years old and $200 if 18 or older. Our other savings account options have varying opening and minimum balances. Find the details here


What should I look for when I shop for certificates of deposit (CDs)?

Personal certificates of deposit (CDs) offer a competitive rate and a secure way to invest, which can be the perfect way to help you meet your financial goals. Minster Bank offers a variety of terms and rates to help you find the perfect fit with one of these fixed investments. 


Here’s what to consider when shopping for a certificate of deposit:


  • How is interest compounded and determined?
  • How often is the interest paid?
  • What are the terms or time frame required?
  • What is the minimum to open the account?
  • What are the penalties? 

Find additional information here >>

Can I receive my statements through email?

Minster Bank eStatements allow you to view your monthly statements online through our online banking services. We send a reminder each month when your statement is available to securely view. 


Learn more about online banking services >>

Does the bank offer credit and debit cards?

Yes! Minster Bank offers both credit and debit cards. 


Credit card features include convenient and flexible purchasing power, mobile purchasing capabilities, zero fraud liability protection, 24/7 cardmember service assistance and more.


Debit card features include convenient and flexible purchasing power, access to over 35,000 surcharge-free ATMs, fraud protection services and more.


Where are your branch and ATM locations?

Access your funds through Minster Bank at over 35,000 surcharge-free ATMs as a member of the MoneyPass® network. Find an ATM close to you >>


Enter an address, zip code, or city and state on this page to find a branch near you, or view our list of branch locations below. 


Minster - Corporate

95 W. 4th St.

Minster, OH 45865

419-628-2351

Get Directions  


New Bremen

443 S. Washington St.

New Bremen, OH 45869

419-629-2611

Get Directions


St. Marys

301 West High St.

St. Marys, OH 45885

419-394-7831

Get Directions


Sidney

117 W. Russell Rd.

Sidney, OH 45365

937-498-9752

Get Directions


Wapakoneta

607 N. Defiance St.

Wapakoneta, OH 45895

419-738-4806

Get Directions


Troy

1280 Experiment Farm Rd.

Troy, OH 45373

937-339-9388

Get Directions


Vandalia-Butler

8530 N. Dixie Dr.

Dayton, OH 45414

937-898-3380

Get Directions


How can the bank help me manage my finances?

Whether you’re just starting out with a retirement plan or need help managing your assets, Minster Bank can help. Our private wealth management advisors work right in our local offices and can give you personalized advice when you need it. 


We offer the following services:



Contact an advisor today to get started >>