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Rates

You work hard for your money. Find the savings account, certificate of deposit or bank IRA option that matches your savings goals! 


Certificates of Deposit

You can take the risk out of investing with a Minster Bank Certificate of Deposit (CD). We offer investment solutions, which offer safety of principal and a competitive rate of return.

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$100,000 and greater $5,000 - $99,999 $1,000 - $4,999
Term
A.P.Y.*
Interest Rate
A.P.Y.*
Interest Rate
A.P.Y.*
Interest Rate
15 months
4.50%
4.40%
4.25%
4.16%
3.75%
3.68%
8 months
4.80%
4.69%
4.55%
4.45% 4.05%
3.97%
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A CD seems like an odd name to call something that doesn't play a movie or music! The button below can help you to understand what a bank CD is and how it works:

About CDs


Personal Savings Rates

Compare balance requirements, interest rates and other features across different types of savings accounts to choose the best fit to meet your financial goals.  
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Account Name
Minimum Initial Deposit Minimum Balance to Avoid Fees Minimum Balance to Receive APY*
APY*
Interest Rate
Money Market Advantage & Money Market Advantage IRA
$10,000
$10,000 $500,000+
$250,000-$499,999
$100,000-$249,999
$25,000-$99,999
$0-$24,999
3.75%
3.25%
2.75%
1.85%
0.85%
3.68%
3.20%
2.71%
1.83%
0.85%
Investment Savings & Investment Savings IRA**

$500 $1,000 $25,000+
$10,000-$24,999
$5,000-$9,999
$0-$4,999
1.85%
0.85%
0.75%
0.65%
1.83%
0.85%
0.75%
0.65%


Contact Minster Bank About Opening a CD or Savings Account

Minster Bank is here to help with your savings and CD needs. Fill out the contact form below and a Minster Bank representative will reach out to you.


 

*A.P.Y. (Annual Percentage Yield)

Rates effective November 10, 2023.  Rates are subject to change.
Minimum investment of $1,000 unless otherwise noted. 
Penalty for early withdrawal may apply. 
Municipalities will be quoted.

**Account Fees could reduce earnings. Variable interest rates subject to change.

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