Whether you're saving for retirement, a home, a college education, or simply a rainy day, Minster Bank can help you achieve your goals. We offer a variety of accounts designed to make saving as easy and convenient as possible.
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Regular Savings
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Investment Savings |
Money Market Advantage |
Holiday Savings |
America Saves | |
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This savings plan is ideal if you are looking for...
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A basic savings account |
A savings account with check writing privileges |
A savings account that offers premium interest rate and check writing privileges |
A way to save for holiday expenses by saving a scheduled, regular amount throughout the year |
A way to save for a specific savings goal through regularly scheduled deposits to the account |
| How is interest determined? |
Variable Rate Compounded Daily Paid Monthly |
Variable Rate Compounded Daily Paid Monthly |
Variable Rate Compounded Daily Paid Monthly |
Variable Rate Compounded Daily Paid Annually |
Variable Rate Compounded Daily Paid Monthly |
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What is the minimum balance to avoid fees?
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$25 if under 18 years old $200 if 18 or older |
$1,000 |
$10,000 |
$25 per week |
$0 the first 9 months $200 after 9 months |
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Will I be charged a monthly maintenance fee if I fall below the minimum?
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Yes. $4 fee |
Yes. $8 fee |
Yes. $25 fee |
No.
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Yes. $4 fee |
| Any other charges? |
$2 per withdrawal if more than 6 per month $2 per deposit if more than 6 per month
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$2 per withdrawal if more than 6 per month $2 per deposit if more than 6 per month |
$2 per withdrawal if more than 6 per month $2 per deposit if more than 6 per month |
Accrued interest is not paid if account is closed prior to payout |
$2 per withdrawal if more than 6 per month $2 per deposit if more than 6 per month |
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What is the minimum to open the account?
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$25 | $500 | $10,000 | $25 | $25 |
| Are there any transaction limits? |
Yes. Limit of 6 pre-authorized withdrawal & transfers per month Unlimited transactions at ATM or Minster Bank office |
Yes. Limit of 6 pre-authorized withdrawal & transfers per month (including up to 3 checks) Unlimited transactions at ATM or Minster Bank office
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Yes. Limit of 6 pre-authorized withdrawal & transfers per month (including up to 3 checks) Unlimited transactions at ATM or Minster Bank office |
No withdrawals permitted prior to payout Balance automatically transferred to another Minster Bank account at maturity |
Yes. Limit of 6 pre-authorized withdrawal & transfers per month Unlimited transactions at ATM or Minster Bank office |
For more information or to open your Minster Bank Savings account or Money Market call 866-MINSTER or visit any branch location. We will help you choose the account that is right for you.
