Personal Certificates of Deposit
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Certificates of Deposit |
IntraFi | |
---|---|---|
This savings plan is ideal if you are looking for... |
Funds to set aside for a period of time & earn a guaranteed rate of return | Coverage beyond FDIC* |
How is interest compounded? |
Daily |
Daily |
How is interest determined? |
Fixed Rate Based on tiers: $1,000-$9,999 $10,000-$99,999 $100,000 or more |
Fixed Rate Based on tiers: $50,000-$99,999 $100,000 or more |
How often is the interest paid? |
Semi-annually or annually if CD is under $10,000. Monthly, Quarterly, Semi-Annually, or Annually if CD is $10,000 or more |
At Maturity, Month end, Quarter end, Semi-Annually, or Year end |
What are the terms or time frame required? |
6 months to 5 years | 13 weeks to 5 years |
What is the minimum to open the account? |
$1,000 |
$50,000 |
Penalties |
Interest penalty may apply for early withdrawal | Interest penalty may apply for early withdrawal |
*Additional charges apply. See tax advisor for specific rules.