//Begin of footer on all htm pages
function makeFooter(){
var footer = "<DIV Class='footer'>"
footer +="<p align = 'center'>"//alignment of the footer
footer += "<a href='http://www.minsterbank.com/2763/mirror/index.htm' target='_blank'><img src='images/home.gif' Border='0' alt='Home'></a>"
footer += "<a href='http://www.minsterbank.com/2763/mirror/terms.htm' target='_blank'><img src='images/terms.gif' Border='0' alt='Terms Of Use'></a>"
footer += "<a href='http://www.minsterbank.com/2763/mirror/privacy.htm' target='_blank'><img src='images/privacy.gif' Border='0' alt='Privacy Policy'></a>"
footer += "<a href= 'http://www.minsterbank.com/2763/mirror/patriot.htm' target='_blank'><img src='images/patriot.gif' Border='0' alt='USA PATRIOT ACT'></a>"
footer += "</DIV><p><font face=Verdana,arial size=1>Copyright&nbsp;</font>"
footer += "<font face=Sans-Serif size=1>&#169;&nbsp;</font>"
footer += "<font face=Sans-Serif size=1>Information&nbsp;Technology,&nbsp;Inc.&nbsp;2008</font>"
footer +="</p>"
return footer
}
 //End of footer