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Business Checking

It all starts with checking. Every business has a checking account, but your business is not the same as the one next door or down the street. Minster Bank understands this. That's why we offer a range of accounts, from regular checking to accounts that offer a full package of services. Choose what's right for you.

If you have a question and want to talk with a live person you can talk to and trust, we are a phone call away.



Please swipe left to view the complete table.


Business Regular Checking Business Advantage Checking Business Interest Checking
Business Select Checking 
At a Glance
Low-cost account that provides an earnings credit to reduce or eliminate maintenance & activity fees Similar to Business Regular Checking, but with an earnings credit rate that increases along with your balance Interest-bearing account with a low balance requirement that can reduce or eliminate maintenance & activity fees

Similar to Business Interest Checking, but rewards high balances with a higher rate of interest that can reduce or eliminate maintenance & activity fees

Minimum Opening Balance
$100 $100 $100 $100,000
Features
Earnings credit may offset maintenance & activity fees 
Earnings credit rate increases with balance based on the following tiers:
$25,000 or more
$10,000-$24,999
$5,000-$9,999
$0-$4,999

Earnings credit may offset most charges, including maintenance, activity, stop payment, returned images, ACH, & wire fees

Variable interest rate based on the following tiered balances:
$25,000 or more
$10,000-$24,999
$5,000-$9,999
$0-$4,999
 

Interest may offset most charges, including maintenance, activity, stop payment, returned images, ACH, & wire fees

Variable interest rate based on the following tiered balances:
$2,500,000+
$1,000,000-$2,499,999
$500,000-$999,999
$250,000-$499,999
$100,000-$249,999
$0-$99,999


Interest may offset most charges, including maintenance, activity, stop payment, returned images, ACH, & wire fees

Will I be charged a monthly maintenance fee if fall below minimum

$4 per month
($6 if check images are returned)


20¢ per item  (checks & deposits)


15¢ per all items deposited

$9 per month
($11 if check images are returned)


20¢ per item (checks & deposits)


15¢ per all items deposited


Earnings credit will be reduced for each day that the available balance is negative

Balance of $2,500 or  greater:
$0 per month


Balance below $2,500:
$9 per month
($11 if images are returned)


Regardless of balance:
20¢ per item (checks & deposits)


15¢ per all items deposited

Balance of  $100,000 or greater:
$0 per month


Balance below $100,000:
$100 per month


Regardless of balance:
20¢ per item (checks & deposits)


15¢ per all items deposited

*Additional charges may apply.

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