We believe we must always do what is right by making good moral decisions. This will establish trust and respect upon which relations are built.
We believe our loans, investments, facilities and employees should be of the highest quality possible and should never be compromised for the sake of short-term profits.
CUSTOMER SATISFACTION --
We will build strong customer relationships by providing valuable products and services delivered in a manner that exceed our customer's expectations.
We believe we must continuously seek ways to better serve our customer through training, technology and new product development.
LONG-TERM ORIENTATION --
We will measure the success of our decisions over time, not by immediate profit or convenience.
We believe our earnings should result from delivering value to our customers. Good earnings are essential for providing our shareholders a superior return on their investment and for sufficient capital to support growth.